Do you own a home in Pennsylvania? Do you have home insurance coverage? Do you know the nitty-gritty of home insurance? You are on the right page because Northeast Insurance Advisors LLC in Easton, PA is an insurance agent with your insurance interests at heart. Today, we have prepared answers to commonly asked home insurance questions to help you understand this coverage better.

What are the different home insurance coverages available?

Home insurance comes in various forms to help homeowners choose the options that fit their needs. Typically, the below are the most common home insurance coverages:

Liability coverage: There is no bigger guilty feeling than causing damage to your neighbor’s property. Likewise, it’s even more devastating to cause bodily injury to your neighbor. However, home insurance can save the day since it covers third parties’ bodily injury and property damage.
Dwelling coverage: It protects your structure and other attachments from perils like fire, lightning, hail, windstorms, and so forth.
Contents coverage: Pays for damage or loss to personal assets like furniture, electronics, clothing, and other personal effects.
Additional living expenses coverage: Compensates you for costs you incur when your home becomes uninhabitable due to damage by a covered loss.

Does home insurance cover my jewelry?

Yes, but the coverage is limited. Home insurance provides little protection to high-value items like art, silverware, and jewelry. That said, you need to talk to your insurance agent to purchase a personal articles floater coverage, which provides extra protection to your high-value items.