RV Insurance in Pennsylvania

Buying RV insurance in Pennsylvania is as critical as buying the RV itself. You want to make sure that the policy meets your individual and family needs. RV insurance is designed to protect your investment and compensate you for fire break-out, theft, or accidental damage. Many RV owners in Easton, PA have little knowledge about RV insurance as most assume it is similar to auto insurance. Northeast Insurance Advisors LLC is dedicated to helping you get the most out of your policy. Here is what you need to know about RV insurance.

What is RV insurance, and what does it cover?

RV insurance is a special type of automobile insurance that protects your camper, fifth wheel, travel trailer, or motorhome. It offers the peace of mind you deserve when out on vacations or tours. RV insurance comes with similar coverages like auto insurance; only that premiums are higher. You can also choose from a wide variety of additional coverages meant to protect your home on wheels like roadside assistance and loss assessment. RV insurance covers your vehicle, your personal belongings, and your family. Coverages include:

Bodily injury and property damage liability
Collision and comprehensive insurance
Uninsured/underinsured motorist
Medical payments

Other optional coverages include:

Roadside assistance
Total loss replacement
Personal effects replacement
Pet injury protection
Emergency expenses
Loss assessment
Vacation liability

How much RV insurance should you buy?

The amount of RV insurance to buy depends on your insurance needs and budget. An RV is a considerable investment that requires priority when it comes to essential coverages. Your insurer will want to know where you store your RV, how you use it, your driving record, and the type of RV you're driving to calculate your premiums.

Why RV insurance is essential

As a recreational vehicle owner in Pennsylvania, damage or injuries to other people can be expensive to cover if you don’t have insurance. You can even get sued for the injuries and suffering you cause to another person, and the legal fees can quickly pile up. RV insurance allows you to stay safe and worry less about what could potentially go wrong.

Are you looking to buy RV insurance in Easton, PA? Let Northeast Insurance Advisors LLC help you choose the best coverages for your needs. Contact us for more information.