Collision coverage provides financial protection if your recreational vehicle is involved in a vehicular accident. It also protects against fallen debris and other materials that could cause body damage.

Collision Coverage

If your RV is involved in an accident or natural disaster, it is your responsibility to have repairs made. An automotive accident could cause extensive damage to your RV’s body.

Fallen limbs and other debris could also damage parts of your RV. Collision coverage is an optional type of RV coverage. It will protect against unforeseen incidents that damage your vehicle. 

Driving Patterns

Before you decide if obtaining collision coverage is right for you, assess your driving patterns. If you use your RV on a routine basis, you may find that it is beneficial to have collision coverage.

The areas you drive in could also affect whether you buy an RV collision policy. If you often drive in congested areas, obtaining collision coverage may put you at ease. This type of coverage will add extra protection to your RV insurance policy.

Inspection

Have your RV inspected before you purchase collision insurance. The inspection will determine its overall condition. If any body parts are damaged, schedule an appointment with a licensed mechanic to have them repaired.

Next, determine how much collision coverage you need. The value of your vehicle and the frequency with which you drive can help you choose an amount.

Contact Northeast Insurance Advisors LLC

Contact one of our friendly agents at Northeast Insurance Advisors LLC to learn additional information about RV collision coverage. After you have reviewed the available insurance products, an agent who serves Easton, PA, will prepare your new RV insurance policy for you.