Residents of Easton, PA, who have flood insurance through NFIP, the National Flood Insurance Program (or a private insurer), need to know the appropriate steps to take when filing a flood insurance claim. At Northeast Insurance Advisors LLC, we can help you protect your home in the event of a disaster, storm, or significant flood.
Contact Your Insurance Provider
Immediately after a flood (and when it’s safe to do so), contact your insurance agent or provider directly, offering your policy number and details about the extent of the damage your home or property has sustained. You can also work with an agent or adjuster who will be assigned to your case.
Documentation
Document any damaged property or items (interior and exterior). Take photographs and videos, including the water level, from a distance on your property. This can help you receive adequate quotes to cover the full extent of the damage you’ve recently experienced. Create an inventory of damaged, missing, or lost items and valuables.
Meet With Your Adjuster
A flood insurance adjuster can conduct a thorough inspection and review your evidence and documentation of sustained damage.
Proof of Loss Form
Once an adjuster’s inspection is complete, you must fill out and submit a Proof of Loss form within 60 days of the flood. This form is crucial to processing your claim and will ensure that all the damaged items in your home are on the list.
At Northeast Insurance Advisors LLC, we will work with you to guarantee you’re properly adequate and protected while living as a resident near Easton, PA, or anywhere in Pennsylvania. To learn more about filing flood insurance claims if you’re living near Easton, PA, contact Northeast Insurance Advisors LLC today.
