You’ll need special auto insurance to protect your vehicle if you own a classic car, regularly work on it, and participate in automobile shows in or near Easton, PA. Unlike most cars, classic cars often appreciate in value as they age. Not all insurers cover classic cars, but Northeast Insurance Advisors LLC experts can help you find the best coverage for your prized vehicle.

How Does Classic Car Insurance Work?

This isn’t about getting more extensive coverage for your vehicle but about getting different coverage. It operates similarly to standard auto insurance, except you’ll get coverage based on your car’s agreed-upon value. To qualify for this coverage, you’ll need to meet the following criteria:

• The insured vehicle can’t be used daily
• It must be kept in a private garage
• You can’t have serious driving infractions on your record
• It would be best if you had other insured vehicles available for use

In addition to most auto policies’ customary collision, comprehensive, and liability sections, classic car insurance offers several unique coverage options. These include tiered mileage plans, coverage for special replacement parts, and auto show medical coverage if someone gets injured during an event where your car is showcased.

What Qualifies as a Classic Car?

Car insurers usually consider a car that’s at least 20 years old and defined as antique or vintage to be a classic car. The vehicle could also be a collector’s item, have limited production, exhibit exceptional artistry, or have sentimental value. Many classic car insurance policies cost less than regular auto policies, as insurers expect you to drive the vehicle less and pose less risk.

The important thing is to get the right coverage for your classic car. Contact the agents at Northeast Insurance Advisors LLC, serving Easton, PA, to start on your policy today.

Do you own a classic car in Easton, PA? We can insure your beloved classic vehicle at Northeast Insurance Advisors LLC. 

Here are four steps to go through when you buy classic car insurance:

Find out how much your classic car is worth.

A classic car insurance policy offers agreed-value coverage. This means that you’ll be reimbursed a certain amount for your classic car in the event of a total loss regardless of how much your vehicle’s value has depreciated. 

You should get your classic car appraised when you purchase an agreed-value classic car insurance policy. This way, you know that your policy is covering you for an adequate amount if you need to replace your vehicle. 

Discuss your classic car insurance needs with an agent.

Talking with an insurance agent is important when you buy classic car insurance. You can ask your classic car insurance agent questions you have so that you know you’re buying a policy that meets your coverage needs. 

Explore your coverage and deductible options.

When you’re evaluating classic car insurance policies, you should look into what your options are in terms of coverage maximums and deductible amounts. This can allow you to meet your coverage needs and choose a policy that is affordable for you if you need to file a claim. 

Request quotes from numerous classic car insurance providers.

Getting quotes on classic car insurance policies is one of the most important steps to go through before you select a policy. You can evaluate premium costs and policy features to find the classic car insurance options that are best for your situation. 

Schedule A Consultation Today

If you need a quote on a classic car insurance policy, get in touch with Northeast Insurance Advisors LLC. We can offer you a quote on a classic car insurance policy for your vehicle in Easton, PA. 

If you own a classic car, it’s essential to have classic car insurance. However, classic car insurance works differently than a standard Auto Insurance policy. The insurer privately assesses the vehicle to determine its value, and there are certain rules that the policyholder must follow to keep their insurance coverage. If you’re looking for auto insurance coverage, you can trust us at Northeast Insurance Advisors LLC, serving the greater Easton, PA community.

Classic Car Coverage

If you get a classic car insurance policy, you’ll need to have your car assessed by the insurance company. They set a value for the vehicle and insure it for the appraisal value. They also have some terms and conditions required to keep coverage on the vehicle. Many classic car insurance providers require individuals to keep their annual mileage below 5,000 miles. 

Our agents can assist you if you have questions about classic car insurance and how it works. We are highly trained and have the insight and support necessary to assist customers with selecting a classic car insurance policy. We sit down one-on-one with each individual to assess their current situation and future needs. We can then recommend policies that match those needs and provide assistance with submitting documentation for insurance coverage, changes to the policy, or submission of claims for covered events.

Reach Out To Us Today 

Northeast Insurance Advisors LLC is proud to offer top-quality insurance products for the residents in and around the Easton, PA, area. Anyone interested in obtaining classic car insurance can call or stop by the office to speak to one of our helpful representatives. Don’t wait to get insurance coverage that protects the things you value.