Collision coverage provides financial protection if your recreational vehicle is involved in a vehicular accident. It also protects against fallen debris and other materials that could cause body damage.

Collision Coverage

If your RV is involved in an accident or natural disaster, it is your responsibility to have repairs made. An automotive accident could cause extensive damage to your RV’s body.

Fallen limbs and other debris could also damage parts of your RV. Collision coverage is an optional type of RV coverage. It will protect against unforeseen incidents that damage your vehicle. 

Driving Patterns

Before you decide if obtaining collision coverage is right for you, assess your driving patterns. If you use your RV on a routine basis, you may find that it is beneficial to have collision coverage.

The areas you drive in could also affect whether you buy an RV collision policy. If you often drive in congested areas, obtaining collision coverage may put you at ease. This type of coverage will add extra protection to your RV insurance policy.

Inspection

Have your RV inspected before you purchase collision insurance. The inspection will determine its overall condition. If any body parts are damaged, schedule an appointment with a licensed mechanic to have them repaired.

Next, determine how much collision coverage you need. The value of your vehicle and the frequency with which you drive can help you choose an amount.

Contact Northeast Insurance Advisors LLC

Contact one of our friendly agents at Northeast Insurance Advisors LLC to learn additional information about RV collision coverage. After you have reviewed the available insurance products, an agent who serves Easton, PA, will prepare your new RV insurance policy for you.

If you’re planning on renting an RV to hit the open road, there are a few things you should consider. Proper insurance protection is essential to protect yourself from liability and others on the road. You can count on Northeast Insurance Advisors LLC if you’d like to learn more about RV insurance. We proudly provide insurance products and services to the residents around Easton, PA.

RV Insurance Coverage 

If you plan to rent an RV, you may have access to RV rental insurance through the rental company. However, it may need to be more comprehensive, or you may want an extra blanket of protection that a separate RV insurance policy from a reliable provider can offer.

If you have an existing auto insurance policy in place, it won’t cover the rented RV while you’re on the road. Before securing your RV insurance policy, consult a knowledgeable insurance agent to help guide you through the process and explain the terms and conditions.

Our team of experts is happy to cover the terms and conditions of each potential policy match. We determine which options work best by learning more about your situation and needs. Once we match it to a policy, we can help with document submission if you decide to purchase it. If you have a claim, we can also offer assistance with submitting information and walking you through the process.

Reach Out Today 

If you plan on renting an RV, please contact Northeast Insurance Advisors LLC, serving the residents in and around the Easton, PA area. We are happy to provide details related to our services, solutions that work best for your needs, and any other questions you may have concerning insurance products.

RVs in Pennsylvania are required by law to have liability coverage in the amount of $15,000 per person for bodily injury, $30,000 per wreck, and $5,000 to cover property damage. Typically, a lender will hold you responsible for purchasing full coverage indemnification while there is a balance on your vehicle. 

How Does RV Insurance Work?

Pennsylvania is a no-fault state, meaning each person buys insurance to pay for their own medical expenses, lost wages, disabilities, or car repairs.  This means you are not automatically responsible for another party’s property damage or medical expenses, and a Northeast Insurance Advisors LLC representative can give more specific information as pertains to your situation.

Comprehensive coverage is available to help protect against other situations, such as fire, as RVs can often be very expensive to fix or replace. In addition, RVs are sometimes subject to perils that more closely resemble that of a homeowner than a motorist. Vandalism, theft, or hail storms can also fall under this provision. 

You can obtain insurance to cover your personal property, as you may opt to live in your RV for part of the year while traveling away from Easton, PA. In addition, you can opt to specifically include permanent upgrades you have made to your vehicle in your coverage. 

Just like with an automobile, you can purchase collision coverage, and this will pay for costs incurred when you come into contact with an object, such as a car, light post, or guardrail. Additionally, you can even safeguard your pet’s expenses in the event they are present and injured during an accident. 

We Can Meet Your Needs

Your RV insurance requirements will depend on a variety of facts, and Northeast Insurance Advisors LLC can tailor an insurance package to meet those parameters. Speak to us on the phone, by visiting our office in Easton, PA, or by reaching out online, and let us work for you. 

Northeast Insurance Advisors LLC covers the Easton, PA community and the surrounding areas. We offer our clients flexible policies so that they can navigate the unpredictable nature of life. We assess each of our client’s unique situations so that we can help them find a solution. We look forward to helping you protect your assets.

Benefits Of Adding Trailer Coverage To RV Insurance Policies

RV insurance covers you as you travel around Easton, PA and beyond. Operating an RV comes with multiple risks. The policy covers you if you plan to go on vacation or camping. The policy also covers you if your RV collides with an object and damages arise. You are also covered if one of your passengers is injured while you are traveling around. All of your personal items are covered if someone breaks into your RV and steals things. You are also covered if your RV is vandalized or suffers fire damage.

If you are pulling a trailer on your RV, you can amend your policy to add trailer coverage. You can adjust the coverage based on the type of trailer that you have: a fifth-wheel trailer, expandable end, or folding camper. If your trailer suffers damage, you will be covered while you search for a replacement. If your RV suffers extensive damage, you can add emergency assistance as a safety net. This ensures that you will receive urgent roadside assistance if your vehicle breaks down. You can add storage coverage if you plan to go camping for a few days. This protects your vehicle against possible damage while it’s parked.

Northeast Insurance Advisors LLC Will Help You Protect Your Assets.